Neobank experience with biometric KYC, instant P2P transfers, savings goals and fractional investing.
A newly licensed neobank had five months to launch a feature set rivaling incumbents — on a single Flutter codebase and inside a regulatory framework that did not forgive shortcuts.
We shipped biometric KYC that completes in under 90 seconds (document capture, liveness, PEP screening), instant P2P transfers over a faster-payments rail, goal-based savings vaults and fractional ETF investing via a brokerage partner. Auth0 handles identity; every dollar movement is reconciled against a double-entry ledger we built in-house.
Day-30 retention sits at 61%, cost per onboarded user is down 47% versus the original BPO-based onboarding, and the app launched on time without a single P1 incident.
A licensed neobank needed to launch in 5 months with a feature set rivaling incumbents, on a single mobile codebase.
A Flutter app with biometric KYC in under 90 seconds, instant P2P, goal-based savings and fractional ETF investing.
Designed for clarity. Built to scale.
<90s biometric KYC
Instant P2P transfers
Goal-based savings vaults
Fractional ETF investing
